Create Transaction

Create Transaction endpoint is used to initiate a remittance transaction from a sender to a recipient.

Before performing a transaction, you must first retrieve the senderId, recipientId/recipientData, quoteId, transferData, tosData . These values are required to ensure the transaction has valid references for the sender details, recipient details, and applicable exchange rates and fees.

Additionally, there are two methods available when calling the recipient payload:

Using recipientId – Simply reference a recipient that has already been registered in the system.
Recipient - BUSINESS GET/api/v1/partner/payouts/remittances/recipients/businesses
Recipient - PERSONAL GET/api/v1/partner/payouts/remittances/recipients/personals

Using recipientData directly in the transaction payload – Provide recipient details (such as user information, business information, address details, bank details, identification detail, and additional data) directly in the payload without prior registration. Ensure that all submitted data complies with the required validation rules refer to:
GET /api/v1/partner/payouts/remittances/recipients/businesses/forms/{recipient_country_code}

The system will validate all submitted data, including compliance checks and regulatory restrictions.

If all information is valid, the transaction will be created with an initial status of PENDING until the payment or settlement process is COMPLETED.

curl --location --request POST '/api/v1/partner/payouts/remittances/transactions' \ --header 'Authorization: {{token}}' \ --header 'ClientSecret: {{ClientSecret}}' \ --header 'Signature: {{signature}}' \ --header 'Date: {{dateRequest}}' \ --header 'X-User-Key: {{userKey}}' \ --header 'Content-Type: application/json' \ --data-raw '{ "quoteId": "e267c8c0-84d3-4443-8e6e-595e5bee3f28", "senderId": "0b0d0ce5-41f6-480c-b280-85c7ae8370b7", // "recipientId": "", // conditional_required "recipientData": { "recipientType": "BUSINESS", "recipientCountryCode": "USA", "recipientCurrencyCode": "USD", "recipientDetails": { "bankDetails": { "accountNumber": "09102122", "accountCode": "091234566", "accountName": "Pacific Horizon Solutions", "accountTypeId": "5d7e4f2f-c8ea-4a2f-b83d-cb1d162a4db0", "bankId": "RMT1-8c0608f7ce7d4de99f6d9efe77841dea", "bankName": "ABANCA USA", "bankBranchId": "", "bankBranchName": "" }, "businessInformation": { "businessNumber": "BIZ-20250910", "businessName": "Pacific Horizon Solutions Inc.", "preferredName": "Pacific Horizon", "emailAddress": "pacifichorizon@gmail.com", "phonePrefix": "1", "phoneNumber": "4155550134", "foundationDate": "2005-07-15", "numberOfEmployee": "250", "taxIdNumber": "AKJD012910212" }, "userInformation": { "firstName": "Michael", "middleName": "Andrew", "lastName": "Johnson", "preferredName": "Mike", "fullName": "Michael Andrew Johnson", "emailAddress": "dummyuser+mikejohnson@gmail.com", "phonePrefix": "1", "phoneNumber": "2025550198", "pobCountryCode": "USA", "pob": "New York", "dob": "1994-03-18" }, "addressDetails": { "countryCode": "USA", "state": "California", "city": "Los Angeles", "district": "Downtown", "subdistrict": "Arts District", "zipcode": "90012", "address": "1234 Sunset Boulevard" }, "identificationDetails": { "typeId": "93a603a6-6446-44f1-8971-6c7316aadf0f", "idNumber": "1234567890123456", "issueCountryCode": "USA", "issueDate": "2020-12-19", "expiredDate": "2028-01-12", "issueState": "California", "issueCity": "San Francisco", "issuePlace": "450 Golden Gate Ave", "issueAuthority": "California Department of Motor Vehicles" } } }, /*"underlyingData": { // conditional_required "file": "", "description": "" },*/ "transferData": { "remarks": "Test", "purposeOfPaymentId": "0a5ac571-f746-4afb-a528-9a3a5baffe64", "senderRecipientRelationshipId": "ba3795bd-27c4-406c-9445-9f8bd6c51f88" }, "tosData": { "serviceAgreement": "User agreed to Terms of Service v1", "userAgent": "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/140.0.0.0 Safari/537.36", "ip": "Test IP" } }'

{ "status": 200, "serviceStatus": "2001701", "titleCode": "success", "title": "Success", "detail": "Processed successfully", "responseTime": "2025-09-30T12:02:12.447+00:00", "data": { "id": "196583c0-c9e5-4402-9525-02c431219648", "code": "REMIT2509BDQP3012", "quoteId": "e267c8c0-84d3-4443-8e6e-595e5bee3f28", "quoteCreatedAt": "2025-09-30T11:54:59Z", "ownershipStatus": "ROOT", "ownershipId": "93cffe3b-effc-494a-a1f7-3ed04c7f75ce", "sourceCurrencyCode": "USD", "recipientType": "BUSINESS", "recipientCountryCode": "USA", "recipientCurrencyCode": "USD", "receivingAmount": { "amount": "5.00", "currencyCode": "USD" }, "fxRate": { "value": "0.990000000" }, "sendingAmount": { "amount": "5.05", "currencyCode": "USD" }, "adminFee": { "amount": "10.01", "currencyCode": "USD" }, "paymentAmount": { "amount": "15.06", "currencyCode": "USD" }, "transferData": { "remarks": "Test", "purposeOfPaymentId": "0a5ac571-f746-4afb-a528-9a3a5baffe64", "purposeOfPaymentName": "Household Maintenance", "senderRecipientRelationshipId": "ba3795bd-27c4-406c-9445-9f8bd6c51f88", "senderRecipientRelationshipName": "Daughter", "senderSourceOfIncomeName": "BYPASS" }, "tosData": { "serviceAgreement": "User agreed to Terms of Service v1", "userAgent": "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/140.0.0.0 Safari/537.36", "ip": "Test IP" }, "senderData": { "id": "0b0d0ce5-41f6-480c-b280-85c7ae8370b7", "senderType": "BUSINESS", "identificationDetails": { "typeId": "93a603a6-6446-44f1-8971-6c7316aadf0f", "typeName": "Voter's photo ID card", "idNumber": "1224567890234566", "issueCountryCode": "IDN", "issueCountry": "Indonesia", "issueDate": "2020-12-19", "expiredDate": "2028-01-12", "issueState": "DKI JAKARTA", "issueCity": "JAKARTA SELATAN", "issuePlace": "Dukcapil Jakarta Selata", "issueAuthority": "Dukcapil", "file": "https://dev.remitpro.asia/v1/file/view/0b9bfb39-c889-426b-a2b5-2e15c9833763?ts=1759320132&sig=26b9f62025120ed065a4b084b8aaca14cd9e19d7606b8e23d2b6dafb3f12b2e1" }, "userInformation": { "firstName": "Anisa", "lastName": "Maheswari", "fullName": "Anisa Maheswari", "preferredName": "Nisa", "emailAddress": "nisa@gmail.com", "phonePrefix": "62", "phoneNumber": "85813093961", "genderId": "23718861-42ec-4af7-bcf1-1e0de8ff5d3f", "genderName": "Female", "pobCountryCode": "IDN", "pobCountry": "Indonesia", "pob": "Jakarta Selatan", "dob": "1996-04-20", "nationalityId": "49df8137-fc95-40e1-8dce-182266ca977f", "nationalityName": "Belgian", "sourceOfIncomeId": "a81e7e1e-3a57-4771-9ee8-f24095167496", "sourceOfIncomeName": "Government funding", "occupationId": "7035288a-2447-479f-a61b-388d366f28ec", "occupationName": "Professional", "maritalStatusId": "a2d54bc4-2bca-4bda-83ad-d3ee45d5f172", "maritalStatusName": "Single", "educationId": "049a3a6c-0ab7-4e8b-859e-66c86afe690b", "educationName": "Magister (S2)", "workstatusId": "30d2ab30-3cc8-437f-92de-b201c9b6ee08", "workstatusName": "Employed", "workpositionId": "67c2b90c-4274-4cd2-a1dc-0a73804cd386", "workpositionName": "Head of Division / Department Head" }, "businessInformation": { "businessNumber": "123456789", "businessName": "PT Cemerlang Digital Sejahtera", "preferredName": "Cemerlang", "emailAddress": "info+user2@cemerlangdigital.co.id", "phonePrefix": "62", "phoneNumber": "85890302520", "foundationDate": "1996-04-20", "foundationYear": "1996", "numberOfEmployee": "23", "nationalityId": "ff1c3f64-3a15-4a51-b8c7-4ec5237a1349", "nationalityName": "Burundian", "businessEntityId": "168095a6-1a39-4897-9eca-551bc8982ffc", "businessEntityName": "Perseroan Terbatas (PT) ", "businessClassificationId": "7a8e3327-22b0-4c54-84b7-becc6554da8a", "businessClassificationName": "Administration/Clerical/Facilities Svc", "natureOfBusinessId": "17d6157a-3e85-4605-871f-8994d60c56f0", "natureOfBusinessName": "Import of Goods", "industryId": "019df1e6-39ec-4952-a576-475261475a0c", "industryName": "Hospitality & Food Services" }, "mainAddress": { "countryCode": "IDN", "country": "Indonesia", "state": "DKI JAKARTA", "city": "JAKARTA SELATAN", "district": "SETIABUDI (SETIA BUDI)", "subdistrict": "KUNINGAN TIMUR", "zipcode": "12950", "address": "Jl. Setiabudi No.20 RT 01/02" }, "domicileAddress": { "countryCode": "IDN", "country": "Indonesia", "state": "DKI JAKARTA", "city": "JAKARTA SELATAN", "district": "SETIABUDI (SETIA BUDI)", "subdistrict": "KUNINGAN TIMUR", "zipcode": "12950", "address": "Jl. Setiabudi No.20 RT 01/02" } }, "recipientData": { "id": "e8ea5840-1d94-4676-a9b1-9b8230297774", "recipientType": "BUSINESS", "recipientCountryCode": "USA", "recipientCountry": "United States", "recipientCurrencyCode": "USD", "recipientDetails": { "bankDetails": { "accountNumber": "09102122", "accountCode": "091234566", "accountName": "Pacific Horizon Solutions", "accountTypeId": "5d7e4f2f-c8ea-4a2f-b83d-cb1d162a4db0", "accountTypeName": "Savings Account", "bankId": "RMT1-8c0608f7ce7d4de99f6d9efe77841dea", "bankName": "ABANCA USA" }, "identificationDetails": { "typeId": "93a603a6-6446-44f1-8971-6c7316aadf0f", "typeName": "Voter's photo ID card", "idNumber": "1234567890123456", "issueCountryCode": "USA", "issueCountry": "United States", "issueDate": "2020-12-19", "expiredDate": "2028-01-12", "issueState": "California", "issueCity": "San Francisco", "issuePlace": "450 Golden Gate Ave", "issueAuthority": "California Department of Motor Vehicles" }, "userInformation": { "firstName": "Michael", "middleName": "Andrew", "lastName": "Johnson", "fullName": "Michael Andrew Johnson", "preferredName": "Mike", "emailAddress": "dummyuser+mikejohnson@gmail.com", "phonePrefix": "1", "phoneNumber": "2025550198", "genderName": "BYPASS", "pobCountryCode": "USA", "pobCountry": "United States", "pob": "New York", "dob": "1994-03-18", "nationalityName": "BYPASS", "occupationName": "BYPASS", "sourceOfIncomeName": "BYPASS" }, "businessInformation": { "businessNumber": "BIZ-20250910", "businessName": "Pacific Horizon Solutions Inc.", "preferredName": "Pacific Horizon", "emailAddress": "pacifichorizon@gmail.com", "phonePrefix": "1", "phoneNumber": "4155550134", "foundationDate": "2005-07-15", "foundationYear": "2005", "numberOfEmployee": "250", "nationalityName": "BYPASS" }, "addressDetails": { "countryCode": "USA", "state": "California", "city": "Los Angeles", "district": "Downtown", "subdistrict": "Arts District", "zipcode": "90012", "address": "1234 Sunset Boulevard" }, "additionalData": { "purposeOfPaymentId": "0a5ac571-f746-4afb-a528-9a3a5baffe64", "purposeOfPaymentName": "Household Maintenance", "recipientRelationshipId": "ba3795bd-27c4-406c-9445-9f8bd6c51f88", "recipientRelationshipName": "Daughter" } } }, "createdAt": "2025-09-30T12:02:10Z", "createdBy": "(API_PARTNER) Lingkar Sembilan Titian Media", "status": "PROCESSING", "subStatus": "PENDING", "isCompleted": false, "isFailed": false } }

Request

Responses